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Beat the Heat: Smart Air Conditioner Settings That Actually Save Money This Summer

January 28, 2026 by Jeremy Lindy

Summer electricity bills are painful. I'm not going to sugarcoat it. And chances are, your air conditioner is responsible for most of that damage.

What really bothers me though is seeing people turn their units down to 16°C because they reckon it'll cool faster. Spoiler alert: it won't. That's one of those myths that just won't die, even though it's completely wrong. All you're doing is jacking up your power bill for literally no reason.

Staying cool in summer without the financial hangover comes down to a few basics. Know what your AC actually does. Use settings that make sense. Drop the habits that aren't helping anyone. The gap between people who manage their bills okay and those who get bill shock? Usually it just comes down to understanding how these things work.

Understanding Your Air Conditioner's Cooling Mode

Your air conditioner pulls heat and moisture out of the air inside your home. That's it. Simple as that.

Most home units have fan speeds you can adjust, vents you can direct, and temperature controls. These all work together as a system. When your room gets warmer than what you've set, the compressor turns on. Once it reaches that temperature, the compressor stops. This happens over and over all day. Completely normal behaviour.

The thermostat keeps checking the temperature and tells the compressor when to fire up. Understanding this cycling process stops you from making random changes that accomplish nothing. Your system is designed to hold that temperature through this on-off cycle, not blast away constantly.

The Ideal Temperature Setting for Summer

Energy experts in Australia generally recommend somewhere between 24°C and 26°C as the ideal summer setting for air conditioner efficiency. Some reckon you should go even higher, 25°C to 27°C, if you're serious about cutting costs. Your body actually adapts pretty well to this range, especially if you keep humidity under control.

Setting it lower doesn't make your room cool any quicker. Your system has one cooling speed based on what it's built to do. Research keeps showing that every degree you bump up the temperature saves around 5% to 10% on energy. Results depend on your particular setup, though.

Most advice lands on that 24°C to 26°C sweet spot because it balances staying comfortable with not burning through electricity. Start at 25°C, see how it goes for your place, then adjust a bit if needed.

Optimising Fan Speed and Airflow

How fast your fan runs really changes how the air moves around. Crank it up high when you first switch on to get that cool air spreading quickly. Once you're comfortable, drop it to low or stick it on auto. Keeps things pleasant while using less juice.

Auto mode is pretty clever actually. It adjusts the fan speed automatically depending on how far off you are from your target temperature.

Got ceiling fans? Use them. Set them to spin anticlockwise in summer to push air down. Creates this wind-chill thing that makes you feel cooler even though the actual temp hasn't budged. You can bump your AC up a couple of degrees, leave the ceiling fan going, and feel exactly the same while using noticeably less power.

Heat Pump Considerations for Year-Round Efficiency

Heat pumps do both heating and cooling because they're reverse-cycle units. In summer, they grab heat from inside and chuck it outside. Pretty efficient because they're moving heat that already exists rather than creating cold from scratch. Uses way less power than some older cooling methods.

If you live somewhere with cooler nights or actual seasonal changes, getting the heat pump setting for summer right keeps everything running properly. These units can be a bit tricky because they're designed to do both jobs.

Here's something important. Check it's actually in cooling mode, not auto. I've seen auto mode switch to heating when the temperature drops at night. Not exactly helpful when you're trying to stay cool. Just lock it into cooling mode for the summer months and leave it there.

Timing Your Air Conditioner Use Strategically

When you run your AC is nearly as important as how you run it.

Some power companies charge different rates depending on what time it is. If you're on one of those time-of-use plans, running your AC during the cheaper periods saves you money. During those scorching afternoon hours, shut your blinds and curtains to stop direct sun from heating everything up. Less heat coming in means your AC doesn't have to work as hard.

Heading out for a couple of hours? Don't turn everything off completely. Just push the temperature up three or four degrees. Keeping things moderately cool uses less power than letting your place turn into an oven and then trying to cool it all back down. Smart thermostats can handle this automatically once they figure out your routine.

Maintenance Tips for Peak Summer Performance

Cleaning filters actually makes a difference. Most manufacturers reckon you should clean them every fortnight when you're using the AC heavily in summer. If you've got pets or your place gets dusty, you might need to do it more often.

Clogged filters mess with the airflow, cut down cooling performance, and can push your energy use up anywhere from 5% to 15%. That adds up over a whole summer.

Have a look at your outdoor unit now and then. Keep the area around it clear of rubbish, dead leaves, plants growing too close, all that. Watch out for ice forming on any parts, weird noises when it's running, or if the cooling just seems weak. Those are your signs to call someone in.

Getting it professionally serviced once a year catches minor problems before they turn into expensive repair bills down the track.

Common Mistakes That Waste Energy and Money

Whacking the thermostat down to 18°C won't cool your place any faster. Air conditioners cool at one speed based on how they're built. Going super low just makes it run longer to hit that ridiculously cold temperature while you burn through extra power for absolutely nothing.

Running your AC with windows or doors open is just silly. You're basically trying to cool the entire outdoors at that point. These things are built to cool enclosed spaces, not the neighbourhood.

A lot of models have this dry or dehumidify mode that pulls moisture out of the air. Sometimes you feel gross and sticky because of humidity, not because it's actually that hot. Dry mode sorts this out while using less power than running full cooling.

Don't shove furniture or stuff in front of vents either. You're paying for that airflow to circulate properly.

Energy-Saving Features You Should Be Using

Eco modes change how the compressor and fan work to use less power while still keeping you comfortable enough. Sleep modes gradually adjust the temperature through the night since you don't need it as cold when you're tucked up under covers.

Timers let you set when the thing runs so you're not cooling an empty house all day for no reason. Some of the newer models even have sensors that pick up when nobody's in the room and adjust accordingly.

If you've got a ducted aircon with zone control, you can cool just the bits of the house you're actually using instead of everywhere. These features aren't just marketing waffles. Dig out your manual and see what yours can do. Using them properly does cut your running costs without making you suffer.

Developing a Whole-Home Cooling Strategy

How good your insulation is makes a real difference to cooling efficiency. It keeps heat out in summer and warmth in during winter. It's worth checking what you've got in your walls and ceiling right now.

Seal up gaps around windows and doors where your cooled air is escaping. Things like thermal curtains or those reflective window films can seriously cut down on heat coming through the glass. West-facing windows that cop the afternoon sun are the worst for this.

Try not to run heat-producing stuff like ovens, dryers, and dishwashers during the hottest part of the day. Save them for nighttime instead. LED bulbs put out heaps less heat than those old incandescent ones too.

Natural ventilation works great in the cool parts of the day. Open up windows in the evening and morning to let that cooler air through, then seal everything up before it gets hot.

Getting the Cooling Right

Keep your temperature between 24°C and 26°C. Use your fan speeds sensibly. Time when you run things strategically. Clean your filters regularly. That's basically it for efficient AC use.

None of this stuff is complicated or takes much time. But when you put it all together, you'll notice the difference over summer. Your air conditioner costs you good money. Looking after it properly and running it sensibly means it'll keep working well for years.

Give these things a genuine crack this summer. Tweak them to suit your own place and what the weather's like where you are. You can definitely use less power while staying properly comfortable. That's the whole point of getting this stuff right.

January 28, 2026 /Jeremy Lindy
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